Member Spotlight | Incomlend: Driving Innovation in Cross-Border Trade Finance

What is the story behind Incomlend, and what inspired you to create this finance platform? 

Our journey started with a goal to tackle the lack of fluidity between assets and funding. From there, we built Incomlend’s vision to bridge the gap in cross-border trade finance, connecting liquidity with financing needs using advanced screening and technology to minimize risk and boost efficiency. Our slogan, “Connecting Cash,” embodies this mission to democratize access to finance and to high quality investment assets.

What key trends are shaping the trade finance industry, and how is Incomlend adapting to these changes? 

The trade finance landscape is evolving rapidly, driven by stark geopolitical factors—economic, political, and military tensions, including wars and tariff disputes, are reshaping trade routes and supply chains. This volatility demands agility, and Incomlend responds by offering flexible financing solutions, enabling clients to swiftly adjust trade strategies across new jurisdictions.

Simultaneously, technology is transforming the sector, with Real World Assets (RWA) increasingly integrating with blockchain. This shift promises greater transparency and efficiency. We’re embracing this trend by developing integrated solutions that streamline asset origination and digital distribution, leveraging smart contracts to enhance accessibility. Our approach ensures we stay ahead, adapting to these disruptions with innovative tools that support exporters and importers alike. By aligning with these trends, Incomlend aims to deliver resilient, future-ready financial services, fostering stability amid global uncertainty.

What are your future plans for Incomlend? 

Looking ahead, Incomlend is poised for strategic growth. We’re expanding into India, establishing a robust team to tap into its dynamic economy—one of Asia’s brightest stars, with immense potential driven by its vast population. This move will enhance our ability to serve a key trade hub, supporting local and cross-border businesses.

Additionally, we’re diving deeper into the Real World Assets (RWA) space, harnessing blockchain and smart contract technology. This innovation aims to reduce financing costs, making it more competitive for businesses, while boosting returns for investors through deploying digital assets. Our focus is on building scalable, technology-driven solutions that address global trade finance gaps. By blending geographic expansion with cutting-edge tech, we’re committed to strengthening Incomlend’s impact, delivering value to stakeholders, and shaping the future of trade finance with a forward-thinking mindset. 

Why did you join the French Chamber of Commerce in Singapore?  

As French founders based in Singapore, joining the French Chamber of Commerce was a natural step. It allows us to engage with the French corporate community, helping its members with tailored financing solutions for their import/export operations or optimizing their cash returns, fostering collaboration and support within this vibrant network.